Replace your debit card with SIREN CARD.
premium metal card, cutting edge tech,
and automatic credit optimization.2
Built for Partners. Built for you.

free metal card. never pay fees or interest guaranteed.1
insured up to $250k FDIC coverage. 24/7 help. 55k+ free ATM’s.4
 
 
Siren card replaces your debit card.
setup direct deposit, access your paycheck
early,3 and spend on a metal card loaded
with exclusive tech features.

spend like you’re using a debit card, while
automatic credit optimization helps make
you a credit rockstar.1

Connect other banks and fintechs, deposit
checks, get cash at 55k+ free ATM’s,4 with
24/7 support, and you’re guaranteed
you’ll never pay fees or interest.1
metal card.
iron clad tech.
metal card.
iron clad tech.

1. Get your paycheck up to 2 days early.3
2. guard it with exclusive features.
3. spend it with a premium metal card.
4. help optimize your financial future.2

safe &
secure
While Siren credit optimization2
can HELP protect your future, siren
security tech, like check please, repeat
defender, and friend and foe, can
protect you against fraud today.

for example, you use SIREN Self
destructing digital cards when you
give your card info over the phone,
for late night tiktok shopping, or
random “free” trials.
getting an apartment, starting a
business, planning to buy a house,
saving thousands with lower rates…
credit always matters, for everyone.
make
payday
extra hot
make payday
extra hot
Siren gives you the option to
access your paycheck up to two
days early,3 and you Never pay a fee.1
Siren gives you the option to
access your paycheck up to two
days early,3 and you Never pay a fee.1
Siren Card builds on Starbucks
financial wellbeing resources to
help you grow and achieve your
aspirations, at Starbucks and beyond.

investing
in your
journey

 
 
24/7 LIVE HELP
FDIC INSURANCE
55K+ FREE ATM’S4
NEVER PAY INTEREST1
NEVER PAY FEES1
GUARANTEED1
it’s like a debit card with superpowers

*Applying does not impact your FICO score,
and a FICO score is not required to apply.
**Only available to USA residents 18 and older.
Requires mobile device with iOS 13/Android 9 or higher.

call: 1-855-774-2155
email: help@sirencard.com
info: partner faq ➪

SIREN is powered by cred.ai financial technology, and the automatic credit optimizer framework is the sole property of cred.ai. All rights reserved by cred.ai.

Use of Starbucks trademarks herein is with the permission of Starbucks Corporation. All rights reserved by Starbucks Corporation.

The SIREN Deposit Account is provided by Wilmington Savings Fund Society, FSB (“WSFS Bank”), Member FDIC. The SIREN Card credit card is issued by WSFS Bank pursuant to a license from Visa® U.S.A. Inc. and may be used everywhere Visa® credit cards are accepted.

© 2024 SIREN CARD LLC. All Rights Reserved.

1. The SIREN Deposit Account and cred.ai Services have absolutely no fees, and under the “cred.ai Guaranty” you will never pay fees or interest on your SIREN Card. The SIREN Card is able to help build credit because it is a real credit card with 17.76% APR on Purchases and 24.99% APR on Cash Advances. However, the cred.ai service manages your SIREN Card payments automatically in the background according to the rules of the SIREN Card cardholder agreement, to ensure you avoid being charged fees or interest. If the automated payment management fails for any reason, and you are charged interest or fees, under the “cred.ai Guaranty” found in the “cred.ai Services Amendment to the Deposit Agreement” that you agree to when you apply for cred.ai, cred.ai will cover that fee or interest charge on your behalf. Therefore, with the cred.ai Guaranty, you will never pay fees or interest on your SIREN Deposit Account or SIREN Card, guaranteed.

2. cred.ai cannot account for all variables in your financial life or changes to reporting practices. Increases or specific changes to your credit score are not guaranteed.

3. Accessing your direct deposit funds early depends on the timing and schedule of when the payer submits the deposit. We generally will allow you to access the spending power of those deposits on the day the deposit file is received, which could be up to 2 days prior to the scheduled payment date.

4. You can locate free ATM’s using the FREE ATM finder located in your SIREN  mobile app. ATM withdrawals are cash advances against the SIREN Card credit card, and while they are subject to the interest rates and terms outlined in the SIREN Credit Card Agreement, you will not pay any interest on those cash advances for as long as you have a valid cred.ai guaranty.

for brands

To learn if cred.ai solutions could work for your organization, complete the form below or reach out to brands@cred.ai

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